Of course, I'm second guessing myself, now. Two days ago, when I spoke to the Escalations people about the loan mod, they were working with a total past due of $19,000 and had clearly not applied my last two payments. They wanted $9,000. If they had applied my payment, they might have wanted less, maybe $7,000 or $8,000, and of course, I'm kicking myself, wondering if I could have done it over the next few checks.
But, of course, there's really no way. And it's too late now.
And then I was wondering if I should have just played the game to buy some time. But I didn't want to mislead.
I suppose this second-guessing is part of the process.