Second guessing

Of course, I'm second guessing myself, now.  Two days ago, when I spoke to the Escalations people about the loan mod, they were working with a total past due of $19,000 and had clearly not applied my last two payments.  They wanted $9,000.  If they had applied my payment, they might have wanted less, maybe $7,000 or $8,000, and of course, I'm kicking myself, wondering if I could have done it over the next few checks.

But, of course, there's really no way.  And it's too late now.

And then I was wondering if I should have just played the game to buy some time.  But I didn't want to mislead.

I suppose this second-guessing is part of the process.